When purchasing property in Maharashtra, buyers must pay both stamp duty and registration charges to have the property officially recorded. If you are planning to buy property in the state, this guide covers:
- Stamp duty and registration charges in Maharashtra 2025
- Stamp duty rates for different types of deeds
- How stamp duty is calculated in Maharashtra
What Is Stamp Duty in Maharashtra?
Stamp duty in Maharashtra is an indirect tax, while registration charges are the fees payable to register a property in government records. These requirements apply across both urban and rural areas.
All property categories—including apartments, flats, duplexes, villas, freehold or leasehold land, non-agricultural and agricultural plots, as well as commercial and industrial premises—must pay these charges to ensure legal registration.
Maharashtra Stamp Duty Act
Stamp duty in the state is governed by the Maharashtra Stamp Duty Act of 1958. Amendments to this Act have revised stamp duty rates on gift deeds, introduced updated penalty provisions, enabled e-payment of stamp duty, and increased the duty on certain instrument clauses.
Stamp Duty Rates & Registration Charges in Maharashtra 2025
The applicable rates depend on the property’s location. Below are the charges for 2025:
| Location Category | Stamp Duty (Male Buyers) | Stamp Duty (Female Buyers) | Property Registration Fee |
|---|---|---|---|
| Urban areas within municipal limits | 6% | 5% | 1% |
| Gram Panchayat jurisdiction | 3% | 2% | 1% |
| Panchayat, Municipal Council, or Cantonment zones within MMRDA | 4% | 3% | 1% |
Stamp Duty & Registration Charges for Major Cities in Maharashtra
Stamp duty and registration fees differ from city to city in Maharashtra. Refer to the table below for the applicable rates:
| City/Area | Stamp Duty for Men | Stamp Duty for Women | Registration Charges |
|---|---|---|---|
| Pune | 7% (includes 1% local body tax, metro cess, and transport surcharge) | 6% (includes 1% transport surcharge, metro cess, and local body tax) | ₹30,000 if the property value exceeds ₹30 lakh; 1% of property value if below ₹30 lakh |
| Navi Mumbai | 7% (+1% metro cess) | 6% (+1% metro cess) | 1% of property value if below ₹30 lakh |
| Pimpri–Chinchwad | 7% (includes 1% local body tax, metro cess, and transport surcharge) | 6% (includes 1% transport surcharge, metro cess, and local body tax) | ₹30,000 if the property value exceeds ₹30 lakh; 1% of property value if below ₹30 lakh |
| Mumbai | 6% (includes 1% metro cess) | 5% (includes 1% metro cess) | 1% of property value if below ₹30 lakh |
| Western Mumbai | 5% (+1% metro cess) | 5% (+1% metro cess) | 1% |
| Central Mumbai | 5% (+1% metro cess) | 5% (+1% metro cess) | 1% |
| Nagpur | 7% (includes 1% local body tax, metro cess, and transport surcharge) | 6% (includes 1% transport surcharge, metro cess, and local body tax) | ₹30,000 if the property value exceeds ₹30 lakh; 1% of property value if below ₹30 lakh |
| North Mumbai (Harbour Line) | 5% (+1% metro cess) | 5% (+1% metro cess) | 1% |
| Thane | 7% (includes 1% local body tax, metro cess, and transport surcharge) | 6% (includes 1% transport surcharge, metro cess, and local body tax) | ₹30,000 if the property value exceeds ₹30 lakh; 1% of property value if below ₹30 lakh |
Stamp Duty for Different Deeds in Maharashtra
The stamp duty varies according to the type of deed. Below are the applicable rates:
| Category of Deed | Applicable Stamp Duty |
|---|---|
| Lease agreement | 5% |
| Gift of residential or agricultural property to family members | ₹200 |
| Power of attorney | 5% for properties within municipal limits; 3% for properties in gram panchayat areas |
| Gift deeds (across Mumbai & Maharashtra) | 3% |
How to Calculate Stamp Duty in Maharashtra
Stamp duty and plot registration charges in Maharashtra are calculated based on two key factors: the government-assessed property value and the official reckoner rate.
The reckoner rate, set by the State Government, reflects current market conditions and represents the minimum price at which a property can legally be sold. When the reckoner rate is higher than the declared property value, stamp duty is applied to the higher figure.
Example:
If a property’s market value is ₹72,00,000 and the reckoner rate is ₹62,00,000, the stamp duty will be calculated on ₹72,00,000.
Sample Calculation
| Parameter | Value |
|---|---|
| Reckoner Rate | ₹75,000 per sq. m |
| Flat Size | 900 sq. m |
| Total Property Value | ₹6,75,00,000 |
| Stamp Duty (5%) | ₹33,75,000 |
How to Pay Stamp Duty in Maharashtra
You can pay stamp duty using any of these three methods:
- Paper-Based – Buy non-judicial stamp paper from the sub-registrar’s office.
- Franking – Make payment at an authorised franking centre or bank.
- Online –
- Visit the Maharashtra stamp duty payment portal.
- Choose Pay Without Registration or log in.
- Select Citizen → Make Payment to Register Your Document.
- Opt to pay only stamp duty or both stamp duty and registration charges.
- Complete the form, pay, and download the challan as proof.
Exemptions and Concessions
Women purchasing property in Maharashtra receive a 1% concession on stamp duty, encouraging female homeownership and financial independence.
Understanding the latest stamp duty and registration charges helps buyers stay compliant and plan their finances effectively while taking advantage of available online facilities.
